--- title: "Insurance Baccarat by Evolution: RTP & biggest wins" description: "Insurance Baccarat by Evolution: official RTP 97.30%–99.30%, 1,581 sampled bets in 30 days. Biggest win $52.7K (1.77x) at Stake." url: https://gambatracker.com/slots/insurance-baccarat rendered: 2026-11-11T22:35Z --- Insurance Baccarat [Slots](https://gambatracker.com/slots) / Insurance Baccarat # Insurance Baccarat · live [Evolution](https://gambatracker.com/providers/evolution) played on 12 casinos we read official RTP 97.30%–99.30% [Compare](https://gambatracker.com/slots/compare?a=insurance-baccarat) [24h](https://gambatracker.com/slots/insurance-baccarat?window=24h) [7d](https://gambatracker.com/slots/insurance-baccarat?window=7d) [30d](https://gambatracker.com/slots/insurance-baccarat) [90d](https://gambatracker.com/slots/insurance-baccarat?window=90d) [All](https://gambatracker.com/slots/insurance-baccarat?window=all) ## Observed RTP vs official · paid ÷ wagered over the sampled bets, with a 95% band 24h · 58.90% ±62.4 · 40 bets — 7d · 134.08% ±8.71 · 651 bets — 30d · 140.77% ±6.55 · 933 bets — 90d · 140.77% ±6.55 · 933 bets — All · 140.77% ±6.55 · 933 bets — Per casino, 30d [CoinCasino](https://gambatracker.com/casinos/coincasino) · 717 bets · below min [Stake](https://gambatracker.com/casinos/stake) · 69 bets · below min [BC.Game](https://gambatracker.com/casinos/bcgame) · 64 bets · below min [Gamdom](https://gambatracker.com/casinos/gamdom) · 41 bets · below min [Rollbit](https://gambatracker.com/casinos/rollbit) · 17 bets · below min [Roobet](https://gambatracker.com/casinos/roobet) · 11 bets · below min [Yeet](https://gambatracker.com/casinos/yeet) · 10 bets · below min [Goated](https://gambatracker.com/casinos/goated) · 4 bets · below min -0.5% 101.5% 203.5% The marker is the RTP each casino publishes for this game. An amber bar means that figure is outside the 95% band of what we observed there; grey bars are below the minimum sample. ## This game · all sampled bets - **Bets**: 1,581 - **Wagered**: $637K - **Paid**: $529K - **Max multiplier**: 9.34x - **Max payout**: $52.7K too early Not enough bets over 30d to compare with the official RTP yet. Every spin is independent. ## Official RTP · as published by each casino [Acebet](https://gambatracker.com/casinos/acebet) acebet:slots.houseEdge 97.30% [BetFury](https://gambatracker.com/casinos/betfury) betfury:game.rtp 97.30% [Chips](https://gambatracker.com/casinos/chips) chips:game.rtp 97.30% [Duelbits](https://gambatracker.com/casinos/duelbits) duelbits:games.payout 97.30% [Gamdom](https://gambatracker.com/casinos/gamdom) gamdom:rtp 99.30% [Qzino](https://gambatracker.com/casinos/qzino) qzino:openSlotPage.rtp 97.30% [Razed](https://gambatracker.com/casinos/razed) razed:game.rtp 97.30% [Rollbit](https://gambatracker.com/casinos/rollbit) rollbit:static.games 97.30% [Spartans](https://gambatracker.com/casinos/spartans) spartans:games.rtp 97.30% ## Multiplier distribution · 30d, sampled bets 936 sampled spins, 86% of them paid something. - **0 spins**: paid 10x+ in this sample - **0 spins**: paid 100x+ in this sample - **0 spins**: paid 1000x+ in this sample 0 0-1 1-2 2-5 5-10 10-50 50-100 100-1000 1000+ From 936 sampled spins; a small sample swings a lot, and every spin is independent. Bar height is square-root scaled so the rare high buckets stay visible. Hover a bar for the count. ## Where it is played · 30d, share of sampled wagering [CoinCasino](https://gambatracker.com/casinos/coincasino) $96.4K 717 bets · 77% [Stake](https://gambatracker.com/casinos/stake) $12.7K 69 bets · 10% [Rollbit](https://gambatracker.com/casinos/rollbit) $4,530 17 bets · 4% [BC.Game](https://gambatracker.com/casinos/bcgame) $4,437 64 bets · 4% [Gamdom](https://gambatracker.com/casinos/gamdom) $3,089 41 bets · 2% [Roobet](https://gambatracker.com/casinos/roobet) $2,958 11 bets · 2% [Yeet](https://gambatracker.com/casinos/yeet) $469 10 bets · 0% [Goated](https://gambatracker.com/casinos/goated) $74.01 4 bets · 0% ## When players play · 30d · sampled bets by UTC hour and weekday, since 2 Nov 2026 Mon Mon 00:00–01:00 UTC: 2 bets, $2,202 wagered Mon 01:00–02:00 UTC: 11 bets, $871 wagered Mon 02:00–03:00 UTC: 2 bets, $110 wagered Mon 03:00–04:00 UTC: 22 bets, $2,944 wagered Mon 04:00–05:00 UTC: 5 bets, $712 wagered Mon 05:00–06:00 UTC: 1 bets, $119 wagered Mon 06:00–07:00 UTC: 1 bets, $27.52 wagered Mon 07:00–08:00 UTC: 12 bets, $4,855 wagered Mon 08:00–09:00 UTC: 5 bets, $296 wagered Mon 09:00–10:00 UTC: 1 bets, $55.05 wagered Mon 10:00–11:00 UTC: 8 bets, $425 wagered Mon 11:00–12:00 UTC: 0 bets, $0 wagered Mon 12:00–13:00 UTC: 0 bets, $0 wagered Mon 13:00–14:00 UTC: 5 bets, $311 wagered Mon 14:00–15:00 UTC: 1 bets, $36.39 wagered Mon 15:00–16:00 UTC: 21 bets, $1,137 wagered Mon 16:00–17:00 UTC: 52 bets, $3,350 wagered Mon 17:00–18:00 UTC: 11 bets, $646 wagered Mon 18:00–19:00 UTC: 3 bets, $235 wagered Mon 19:00–20:00 UTC: 0 bets, $0 wagered Mon 20:00–21:00 UTC: 1 bets, $16.52 wagered Mon 21:00–22:00 UTC: 3 bets, $857 wagered Mon 22:00–23:00 UTC: 4 bets, $2,382 wagered Mon 23:00–00:00 UTC: 15 bets, $3,104 wagered Tue Tue 00:00–01:00 UTC: 7 bets, $159 wagered Tue 01:00–02:00 UTC: 21 bets, $779 wagered Tue 02:00–03:00 UTC: 16 bets, $19.6K wagered Tue 03:00–04:00 UTC: 11 bets, $4,058 wagered Tue 04:00–05:00 UTC: 9 bets, $4,006 wagered Tue 05:00–06:00 UTC: 2 bets, $1,322 wagered Tue 06:00–07:00 UTC: 1 bets, $5.50 wagered Tue 07:00–08:00 UTC: 9 bets, $791 wagered Tue 08:00–09:00 UTC: 9 bets, $1,351 wagered Tue 09:00–10:00 UTC: 10 bets, $836 wagered Tue 10:00–11:00 UTC: 26 bets, $1,151 wagered Tue 11:00–12:00 UTC: 5 bets, $1,051 wagered Tue 12:00–13:00 UTC: 10 bets, $637 wagered Tue 13:00–14:00 UTC: 19 bets, $1,250 wagered Tue 14:00–15:00 UTC: 6 bets, $1,080 wagered Tue 15:00–16:00 UTC: 15 bets, $2,161 wagered Tue 16:00–17:00 UTC: 33 bets, $7,213 wagered Tue 17:00–18:00 UTC: 30 bets, $6,327 wagered Tue 18:00–19:00 UTC: 18 bets, $5,475 wagered Tue 19:00–20:00 UTC: 22 bets, $2,825 wagered Tue 20:00–21:00 UTC: 20 bets, $4,919 wagered Tue 21:00–22:00 UTC: 41 bets, $5,217 wagered Tue 22:00–23:00 UTC: 41 bets, $2,577 wagered Tue 23:00–00:00 UTC: 15 bets, $510 wagered Wed Wed 00:00–01:00 UTC: 2 bets, $277 wagered Wed 01:00–02:00 UTC: 16 bets, $894 wagered Wed 02:00–03:00 UTC: 7 bets, $303 wagered Wed 03:00–04:00 UTC: 30 bets, $1,653 wagered Wed 04:00–05:00 UTC: 1 bets, $21.50 wagered Wed 05:00–06:00 UTC: 19 bets, $1,180 wagered Wed 06:00–07:00 UTC: 5 bets, $1,313 wagered Wed 07:00–08:00 UTC: 8 bets, $705 wagered Wed 08:00–09:00 UTC: 5 bets, $117 wagered Wed 09:00–10:00 UTC: 10 bets, $1,262 wagered Wed 10:00–11:00 UTC: 14 bets, $2,072 wagered Wed 11:00–12:00 UTC: 1 bets, $102 wagered Wed 12:00–13:00 UTC: 1 bets, $25.21 wagered Wed 13:00–14:00 UTC: 5 bets, $5,497 wagered Wed 14:00–15:00 UTC: 31 bets, $70.3K wagered Wed 15:00–16:00 UTC: 12 bets, $4,892 wagered Wed 16:00–17:00 UTC: 51 bets, $3,383 wagered Wed 17:00–18:00 UTC: 56 bets, $5,035 wagered Wed 18:00–19:00 UTC: 47 bets, $2,977 wagered Wed 19:00–20:00 UTC: 42 bets, $16.4K wagered Wed 20:00–21:00 UTC: 4 bets, $3.99 wagered Wed 21:00–22:00 UTC: 8 bets, $2,089 wagered Wed 22:00–23:00 UTC: 3 bets, $131 wagered Wed 23:00–00:00 UTC: 0 bets, $0 wagered Thu Thu 00:00–01:00 UTC: 5 bets, $378 wagered Thu 01:00–02:00 UTC: 23 bets, $2,594 wagered Thu 02:00–03:00 UTC: 15 bets, $600 wagered Thu 03:00–04:00 UTC: 2 bets, $388 wagered Thu 04:00–05:00 UTC: 4 bets, $705 wagered Thu 05:00–06:00 UTC: 0 bets, $0 wagered Thu 06:00–07:00 UTC: 0 bets, $0 wagered Thu 07:00–08:00 UTC: 2 bets, $160 wagered Thu 08:00–09:00 UTC: 1 bets, $44.03 wagered Thu 09:00–10:00 UTC: 6 bets, $163 wagered Thu 10:00–11:00 UTC: 8 bets, $586 wagered Thu 11:00–12:00 UTC: 13 bets, $1,061 wagered Thu 12:00–13:00 UTC: 2 bets, $110 wagered Thu 13:00–14:00 UTC: 21 bets, $745 wagered Thu 14:00–15:00 UTC: 34 bets, $1,866 wagered Thu 15:00–16:00 UTC: 4 bets, $454 wagered Thu 16:00–17:00 UTC: 12 bets, $2,003 wagered Thu 17:00–18:00 UTC: 7 bets, $1,724 wagered Thu 18:00–19:00 UTC: 31 bets, $5,576 wagered Thu 19:00–20:00 UTC: 13 bets, $4,985 wagered Thu 20:00–21:00 UTC: 19 bets, $3,298 wagered Thu 21:00–22:00 UTC: 30 bets, $3,661 wagered Thu 22:00–23:00 UTC: 29 bets, $4,991 wagered Thu 23:00–00:00 UTC: 18 bets, $5,263 wagered Fri Fri 00:00–01:00 UTC: 8 bets, $2,633 wagered Fri 01:00–02:00 UTC: 5 bets, $4,415 wagered Fri 02:00–03:00 UTC: 38 bets, $3,629 wagered Fri 03:00–04:00 UTC: 17 bets, $2,447 wagered Fri 04:00–05:00 UTC: 0 bets, $0 wagered Fri 05:00–06:00 UTC: 2 bets, $317 wagered Fri 06:00–07:00 UTC: 0 bets, $0 wagered Fri 07:00–08:00 UTC: 2 bets, $570 wagered Fri 08:00–09:00 UTC: 1 bets, $64.03 wagered Fri 09:00–10:00 UTC: 13 bets, $2,425 wagered Fri 10:00–11:00 UTC: 10 bets, $840 wagered Fri 11:00–12:00 UTC: 4 bets, $98.73 wagered Fri 12:00–13:00 UTC: 0 bets, $0 wagered Fri 13:00–14:00 UTC: 11 bets, $1,923 wagered Fri 14:00–15:00 UTC: 2 bets, $194 wagered Fri 15:00–16:00 UTC: 17 bets, $241K wagered Fri 16:00–17:00 UTC: 10 bets, $1,380 wagered Fri 17:00–18:00 UTC: 2 bets, $492 wagered Fri 18:00–19:00 UTC: 3 bets, $107 wagered Fri 19:00–20:00 UTC: 6 bets, $103 wagered Fri 20:00–21:00 UTC: 2 bets, $112 wagered Fri 21:00–22:00 UTC: 11 bets, $312 wagered Fri 22:00–23:00 UTC: 0 bets, $0 wagered Fri 23:00–00:00 UTC: 12 bets, $69.57 wagered Sat Sat 00:00–01:00 UTC: 0 bets, $0 wagered Sat 01:00–02:00 UTC: 1 bets, $36.23 wagered Sat 02:00–03:00 UTC: 7 bets, $651 wagered Sat 03:00–04:00 UTC: 8 bets, $1,709 wagered Sat 04:00–05:00 UTC: 0 bets, $0 wagered Sat 05:00–06:00 UTC: 2 bets, $1,269 wagered Sat 06:00–07:00 UTC: 5 bets, $251 wagered Sat 07:00–08:00 UTC: 0 bets, $0 wagered Sat 08:00–09:00 UTC: 18 bets, $839 wagered Sat 09:00–10:00 UTC: 0 bets, $0 wagered Sat 10:00–11:00 UTC: 0 bets, $0 wagered Sat 11:00–12:00 UTC: 3 bets, $138 wagered Sat 12:00–13:00 UTC: 2 bets, $47.19 wagered Sat 13:00–14:00 UTC: 1 bets, $8.78 wagered Sat 14:00–15:00 UTC: 1 bets, $55.04 wagered Sat 15:00–16:00 UTC: 1 bets, $50.70 wagered Sat 16:00–17:00 UTC: 0 bets, $0 wagered Sat 17:00–18:00 UTC: 1 bets, $23.1K wagered Sat 18:00–19:00 UTC: 1 bets, $33K wagered Sat 19:00–20:00 UTC: 0 bets, $0 wagered Sat 20:00–21:00 UTC: 3 bets, $127 wagered Sat 21:00–22:00 UTC: 2 bets, $89.89 wagered Sat 22:00–23:00 UTC: 1 bets, $49.36 wagered Sat 23:00–00:00 UTC: 3 bets, $193 wagered Sun Sun 00:00–01:00 UTC: 15 bets, $1,187 wagered Sun 01:00–02:00 UTC: 0 bets, $0 wagered Sun 02:00–03:00 UTC: 0 bets, $0 wagered Sun 03:00–04:00 UTC: 1 bets, $89.50 wagered Sun 04:00–05:00 UTC: 0 bets, $0 wagered Sun 05:00–06:00 UTC: 2 bets, $172 wagered Sun 06:00–07:00 UTC: 6 bets, $221 wagered Sun 07:00–08:00 UTC: 6 bets, $1,625 wagered Sun 08:00–09:00 UTC: 3 bets, $217 wagered Sun 09:00–10:00 UTC: 0 bets, $0 wagered Sun 10:00–11:00 UTC: 0 bets, $0 wagered Sun 11:00–12:00 UTC: 0 bets, $0 wagered Sun 12:00–13:00 UTC: 2 bets, $1,110 wagered Sun 13:00–14:00 UTC: 3 bets, $35.3K wagered Sun 14:00–15:00 UTC: 4 bets, $272 wagered Sun 15:00–16:00 UTC: 0 bets, $0 wagered Sun 16:00–17:00 UTC: 5 bets, $516 wagered Sun 17:00–18:00 UTC: 1 bets, $14.26 wagered Sun 18:00–19:00 UTC: 0 bets, $0 wagered Sun 19:00–20:00 UTC: 1 bets, $275 wagered Sun 20:00–21:00 UTC: 3 bets, $569 wagered Sun 21:00–22:00 UTC: 2 bets, $3,064 wagered Sun 22:00–23:00 UTC: 24 bets, $4,113 wagered Sun 23:00–00:00 UTC: 8 bets, $1,326 wagered by hour Busiest hour: Wed 17:00–18:00 UTC with 56 bets; busiest time of day: 16:00–17:00 UTC; busiest day: Tue. Observed on the public feeds we read, a sample: when people were seen playing, not when anyone should. Hours are UTC. ## Biggest hits · largest payouts we saw on this game [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $29.7K 29,730 USDT $52.7K edge 2.7% · exp. −$803 1.77x 2026-11-06 15:45 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $42.9K 42,943 USDT $39K edge 2.7% · exp. −$1,159 0.91x 2026-11-06 15:50 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $16.5K 16,516 USDT $29.3K edge 2.7% · exp. −$446 1.77x 2026-11-06 15:49 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $11.6K 11,562 USDT $20.5K edge 2.7% · exp. −$312 1.77x 2026-11-06 15:48 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $11K 11,011 USDT $20K edge 2.7% · exp. −$297 1.82x 2026-11-11 14:22 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $11K 11,011 USDT $19.5K edge 2.7% · exp. −$297 1.77x 2026-11-11 14:21 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $9,359 9,359 USDT $16.6K edge 2.7% · exp. −$253 1.77x 2026-11-08 13:13 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $6,607 6,607 USDT $12K edge 2.7% · exp. −$178 1.82x 2026-11-10 02:32 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $6,607 6,607 USDT $11.7K edge 2.7% · exp. −$178 1.77x 2026-11-08 13:12 UTC [Stake](https://gambatracker.com/casinos/stake) [Insurance Baccarat Evolution](https://gambatracker.com/slots/insurance-baccarat) Hidden $5,505 5,505 USDT $10K edge 2.7% · exp. −$149 1.82x 2026-11-11 14:19 UTC ## Live RTP by casino · 30d, refreshes on reload [24h](https://gambatracker.com/slots/insurance-baccarat?window=24h) [7d](https://gambatracker.com/slots/insurance-baccarat?window=7d) [30d](https://gambatracker.com/slots/insurance-baccarat) [90d](https://gambatracker.com/slots/insurance-baccarat?window=90d) [All](https://gambatracker.com/slots/insurance-baccarat?window=all) | # | Casino | Observed RTP | Official | Dev. | Bets | Wagered | | --- | --- | --- | --- | --- | --- | --- | | 1 | [CoinCasino](https://gambatracker.com/casinos/coincasino) | 153.90% ±5.47 | — | — | 717 bets · below min | $96.4K | | 2 | [Stake](https://gambatracker.com/casinos/stake) | 82.61% ±31.3 | — | — | 69 bets · below min | $12.7K | | 3 | [BC.Game](https://gambatracker.com/casinos/bcgame) | 112.59% ±33.8 | — | — | 64 bets · below min | $4,437 | | 4 | [Gamdom](https://gambatracker.com/casinos/gamdom) | 89.83% ±36.2 | 99.30% | — | 41 bets · below min | $3,089 | | 5 | [Rollbit](https://gambatracker.com/casinos/rollbit) | 103.88% ±47.9 | 97.30% | — | 17 bets · below min | $4,530 | | 6 | [Roobet](https://gambatracker.com/casinos/roobet) | 116.49% ±43.0 | — | — | 11 bets · below min | $2,958 | | 7 | [Yeet](https://gambatracker.com/casinos/yeet) | 134.65% ±49.1 | — | — | 10 bets · below min | $469 | | 8 | [Goated](https://gambatracker.com/casinos/goated) | 100.45% ±102.4 | — | — | 4 bets · below min | $74.01 | ## About Insurance Baccarat · from the figures on this page Insurance Baccarat is a Evolution live casino game. Over the last 30 days we observed 1,581 bets on it at 12 casinos, too few to measure its RTP over 30 days; the official RTP is 97.30%–99.30%. Its highest multiplier in the last 30 days was 9.34x. The biggest win we saw on it paid $52.7K (1.77x) at Stake on 6 Nov 2026. Over the last 30 days it was played most, by wager, at CoinCasino, Stake and Rollbit. ## More from Evolution · 30 days, by observed wagering [Studio →](https://gambatracker.com/providers/evolution) [Salon Privé Roulette](https://gambatracker.com/slots/salon-prive-roulette) $59.9M [Roobet Prive Blackjack](https://gambatracker.com/slots/roobet-prive-blackjack) 97.77% [Immersive Roulette](https://gambatracker.com/slots/immersive-roulette) 96.17% [Bac Bo](https://gambatracker.com/slots/bac-bo) 94.03% [Crazy Time](https://gambatracker.com/slots/crazy-time) 108.23% [Roobet VIP Blackjack](https://gambatracker.com/slots/roobet-vip-blackjack) 99.54% [Lightning Roulette](https://gambatracker.com/slots/lightning-roulette) 94.03% [Speed Baccarat A](https://gambatracker.com/slots/speed-baccarat-a) 96.34% Compare with - [Salon Privé Roulette](https://gambatracker.com/slots/compare/insurance-baccarat-vs-salon-prive-roulette) - [Roobet Prive Blackjack](https://gambatracker.com/slots/compare/insurance-baccarat-vs-roobet-prive-blackjack) - [Immersive Roulette](https://gambatracker.com/slots/compare/immersive-roulette-vs-insurance-baccarat) - [Bac Bo](https://gambatracker.com/slots/compare/bac-bo-vs-insurance-baccarat) 18+ **These are past, observed results.** Every spin and round is independent: a hot or cold streak says nothing about what happens next, and no figure on this site improves anyone's odds. Gambling can be harmful. [BeGambleAware](https://www.begambleaware.org/) [Gamblers Anonymous](https://www.gamblersanonymous.org/) [Help & limits](https://gambatracker.com/responsible-gambling) How these figures are produced and labelled: https://gambatracker.com/llms.txt